Mortgage Products You Might Not Know Exist…

There's a wealth of innovative products and services that could be the key to securing your dream home or optimizing your financial strategy. Let's explore some lesser-known mortgage offerings and additional services that could reshape your homeownership journey.

Mortgage Products

1. Business-for-Self Solutions:

Leverage corporate financials or bank statements to supplement personal income for mortgage approval.

2. Extended Amortizations:

Reduce debt servicing impact by considering extended amortizations, providing flexibility in your repayment timeline.

3. Net Worth Lending:

Utilize net worth as a factor in mortgage approval, extending possibilities beyond traditional income considerations.

4. Reverse Mortgages:

Embrace a mortgage with no income requirement or monthly payments, unlocking home equity for various financial goals.

5. Listing Loans for Renovations:

Access home equity for renovations before listing, enhancing your home's value without the need for immediate out-of-pocket expenses.

6. Construction Mortgages:

Navigate from land acquisition to construction with tailored financing solutions for seamless home building.

7. Commercial Loans:

Explore a range of commercial lending options, from 100%+ financing for owner-occupied properties to CMHC-insured solutions for multifamily assets and equipment financing.

8. HELOCs for Flexible Access:

Combine mortgage and line of credit with Home Equity Lines of Credit (HELOCs) for flexible access to home equity.

9. Private Capital Solutions:

Consider short-term loans in 1st or 2nd position using private capital, providing agility in your financial strategy.

Mortgage Services

1. Fully Underwritten Pre-Approvals:

Gain confidence in your home search with a comprehensive pre-approval process, including income review and credit evaluation.

2. Corporate Mortgage Program:

Tailored mortgage solutions for small to medium-sized businesses, supported by a dedicated team of mortgage brokers, realtors, and lawyers.

3. Post-Funding Services:

Access post-funding services, including exploring pre-payment options and expert assistance during mortgage renewal.

Mortgage Tools

• Free Mortgage App/Calculator (Mortgage Toolbox):

Explore rates, calculate closing costs, stress test your mortgage, and play around with mortgage scenarios with our user-friendly app. Access the Mortgage Toolbox.

• Complete Digital Application Process:

Streamline your mortgage journey with our comprehensive digital application process, from intake to funding.

Thank you!

Todd Hunter