Putting the keys in your hands.

With my expertise, experience, and client satisfaction, I'll help guide your homeownership journey to success. Take the first step towards your financial freedom and contact me today!

Empowering your homeownership journey while enhancing your financial well-being.

I'm not just a mortgage agent; I'm your dedicated partner in helping you achieve your goals. My passion lies in making the process not only seamless but also empowering. I thrive on ensuring that you're well-informed and equipped with the knowledge you need to make confident decisions.

Service Offerings

INSURANCE DEBT

PRIVATE MORTGAGE INVESTING

MORTGAGE COACHING

RESIDENTIAL MORTGAGES

PRIVATE MORTGAGES

COMMERCIAL MORTGAGES

NET WORTH MORTGAGE

BUSINESS FOR SELF MORTGAGE

REVERSE MORTGAGE

About Me

I genuinely enjoy tackling challenges head-on, and finding innovative solutions that turn problems into opportunities. Your journey towards owning a home should be exciting and fulfilling, free from stress and uncertainty.

Let me guide you through this transformative experience, where I combine my expertise with empathy to create personalized solutions that align with your unique needs.

A people-first approach to mortgages.

Mortgage Calculator

Easy to use Mortgage calculator jam-packed with features, like accelerated payments, pre-payments and amortization schedule.

Purchase Calculator

The ultimate budgeting tool for your next purchase. Calculate your total monthly cost and the minimum required down payment.

Closing Costs

Calculate closing costs including transfer taxes, first-time buyer rebates, new home rebates, and ancillary costs.

Land Transfer

Calculate your Ontario and Toronto land transfer taxes including apply the first-time home buyer rebates.

“I recently had the pleasure of working with Todd to secure a mortgage for my first home purchase, and I couldn’t be happier with the service I received. From the very beginning, Todd demonstrated a deep understanding of the mortgage market and took the time to patiently explain all the options available to me. I greatly appreciate Todd’s professionalism, responsiveness, and knowledge. He made what could have been a daunting experience remarkably smooth and stress-free. I wholeheartedly recommend Todd to anyone seeking mortgage services. Thank you for helping me achieve my dream of homeownership!”

— Jim P.

Download the My Mortgage Toolbox App!

Download my app today to access a range of valuable tools designed to assist you in mortgage planning. From calculating your mortgage payments and affordability to evaluating the necessary qualifying income and closing expenses, you’ll have all the features you need on your journey!